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[postlink]
https://best-individual-health-insurance-plan.blogspot.com/2011/10/dave-ramsey-life-insurance-explained.html[/postlink]
http://www.youtube.com/watch?v=3b-q8MLfH2wendofvid[starttext]Whole Life where: they keep your saving for the first 2-5 years or longer. Where, when money does accumulate it’s at 1-4% at best (negative savings when you factor in the 2-5+ years they keep your money.) Where, if you want to access your own money, you have to take out a policy loan at 6-8% interest. Where if you die, they keep your “savings” and deduct any outstanding loans from the death benefit. Source - the actual policies themselves.[endtext]
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